Today's risk is to work on reducing or eliminating one of the monthly charges you have. This might be refinancing or paying down a recurring charge, lowering your Netflix or cable TV plan, lowering cell phone minutes. Perhaps you can do something fun with the money - help someone in your local church, pay down some debt, get flowers for a loved one... :)
If you have success with this, please post as a comment for the community to be encouraged!
Monday, January 18, 2010
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